Services
Debt Free Life®
Pay off debt and achieve your financial goals. Expert guidance on how to eliminate debt and make your money work for you.
Tax Free Retirement
Life insurance designed to help clients create a tax-free retirement income. Great for children -College Planning
Great for adults - Tax-Free Planning
Life Insurance
Term Life, Final Expense, and Life Insurance with Living Benefits - affordable protection that provides peace of mind for your family.
Mortgage Protection
Life insurance dedicated to pay mortgage payments. Includes chronic illnesses, critical illnesses, and terminal illnesses.
College Funding Plans
Life insurance at the lowest rates your child will ever be able to get and that stays with them forever. No increase in cost and no decrease in benefit amount.
401 (k), IRA, Roll-Overs
Retirement savings plan tailored based on your family needs and financial goals.
Estate Planning
Gives you flexible options for both saving money to buy real estate, early payoff or accumulation of property.
Indexed Annuities
Provides a depth of coverage that is both flexible and permanent. Tax-deferred benefits, living benefits, and protection against the unexpected are all included.
Disability
Insurance designed to help replace a major portion of your income if you were unable to work because of an illness or injury.
Refer your friends.
Become a referral partner and build a pillar of passive income.
Business Solutions
Small business owners are largely under-served in the financial landscape. In the early years of the business, money is lean. Every penny is used to keep the business afloat. Saving habits need to start as soon as possible but are sometimes pushed aside because the business is hungry and must be fed.
Often, small business owners feed this hunger by acquiring substantial debt. They need new employees to grow the business, more marketing dollars to sell their product or service, and the list goes on.
We'll show you how to:
- Turn Cost into assets.
- Spend the same dollars, but spend them more efficiently.
- Get out of debt in half the time as your current schedule.
- Manage cash flow.
- Reduce risk.
- Save money on taxes now and in the future.
I want to express my appreciation and thanks for the support SERHJ Financial has provided over the past few months. The business plan that was put in place has increased our margins, as well as our potential for expansion in the future.
Albert
Wheaton, MD
Our family lighting company has benefited greatly from having a SERHJ Financial plan in place. Thank you for shining a light on my retirement.
Peter
Bowie, MD
SERHJ Financial plan has given my company a comprehensive and effective solution to pay off debt.
Diego
Alexandria, VA.
Would You Like to Request a Quote?
Please fill out the short form so we can provide you with the policy options to best match your coverage and financial needs.
SERHJ Financial Group
For most people, debt hinders wealth creation, at SERHJ Financial our unique and proven system shows clients how to get rid of all debt including mortgage and student loans in 9 years or less and build wealth without spending any additional money.
Contact Us
6202 Richmanor Ter
Upper Marlboro, MD 20772
mbah@serhjfinancial.com
240-432-7168
Products & Services
- Debt Free Life
- Tax Free Retirement
- Life Insurance
- Mortgage Protection
- College Funding Plans
- 401 (k), IRA, Roll-Overs
- Estate Planning
- Indexed Annuities
- Disability