Ensuring Financial Freedom

For most people, debt hinders wealth creation, at SERHJ Financial our unique and proven system shows clients how to get rid of all debt including mortgage and student loans in 9 years or less and build wealth without spending any additional money.

Innovate. Create. Initiate.

Trend Alert

Stay on the cutting edge of your financial planning. Make sure you are getting the most out of your money.

Pay less on tax

Manage cash flow, reduce risk, save money on taxes now and in the future.

Progressive Planning

Protect what's most precious. Contact your area SERHJ Financial Authorized Representative today to get started.

What Do We Do?

Personal DFL

Business Solutions

Infinite Banking

Mortgage Protection

Final Expense

College Savings Plan

Schedule a Free Consultation

SERHJ Financial Group

Schedule an appoinment

College Funding Plans

Schedule an appointment with a College Funding Plan expert

Life Insurance

Schedule an appointment with a Life Insurance Expert

Tax Free Retirement

Schedule an appointment with Mohamed Bah

Debt Free Life

Schedule an appointment with Debt Free Life Specialist, Mohamed Bah

Mortgage Protection

Schedule an appointment with a Mortgage Specialist

Appointment with Mohamed Bah

For many years SERHJ Financial has been a name clients can trust. Our unique approach to financial education has always centered around families. We believe financially strong homes today will lay the foundation to bright futures for tomorrow’s generation.


Unlike most financial advisors, who primarily focus on advising their clients on specific financial products they sell – 401(k), IRA, Mutual Funds, & Stocks; SERHJ Financial teaches a proven personal financial literacy program that is based on 7 steps that allow people to get immediate control of their spending, debt, savings, and taxation. We have a comprehensive financial management system that helps individuals and families effectively manage every aspect of their financial lives

How SERHJ Financial Can Help You

Get Out of Debt

It’s a simple phrase. More than that, it’s a simple idea, yet the concept eludes tens of millions of American families each year. The SERHJ Financial concept provides a solution for paying off debt, reducing taxes, and increasing retirement savings using a safe, predictable product that provides guarantees. SERHJ Financial can show you how to be free from lenders in 10 years or less, including your mortgage and student loans without spending any additional dollars

  • Reduce the volume of interest you are paying to lenders.
  • Get out of debt in half the time as your current schedule.
  • Increase your cash flow.
  • Decrease your taxes.
  • Save for your kid's college.
  • Retire with tax-favored income.

Refer your friends.

Become a referral partner and build a pillar of passive income.

What Clients Say

Before working with SERHJ Financial, my idea about retirement planning was just my employer's 401(k) plan until I got educated of the risks involved in having all my eggs in one basket due to the stock market volatility.

Deborah

Client since 2015

At SERHJ Financial, I learned with their unique philosophy of helping me find money I was throwing away unknowing and unnecessarily; then I started redirecting that to my future; and now I'm projected to be out of debts in 8.6 years including my mortgage, student loans and credit cards.

Khadija

Client since 2018

Would You Like To Start Success With Us?

SERHJ Financial Group

For most people, debt hinders wealth creation, at SERHJ Financial our unique and proven system shows clients how to get rid of all debt including mortgage and student loans in 9 years or less and build wealth without spending any additional money.

Contact Us

6202 Richmanor Ter

Upper Marlboro, MD 20772

mbah@serhjfinancial.com

240-432-7168

Products & Services

  • Debt Free Life
  • Tax Free Retirement
  • Life Insurance
  • Mortgage Protection
  • College Funding Plans
  • 401 (k), IRA, Roll-Overs
  • Estate Planning
  • Indexed Annuities
  • Disability

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